Overview
Relieve the stress and get a fresh start by consolidating your outstanding debts. No need to worry about making multiple payments monthly.
Personal loans
Debt Consolidation Loan
Relieve the stress and get a fresh start.
- Interest rate
- 10%
- Repayment period
- 5 years
Who is this for?
Members making several debt payments each month who want a single one.
Required documents
Tick each document as you gather it. Your ticks are saved on this device only. Subject to SPCCU Ltd terms and conditions; enquire at branch.
Estimate your repayment
Pre-filled with the published rate and longest repayment period for this loan.
Estimated monthly repayment
- Total repaid
- —
- Total interest
- —
An estimate only, using a standard reducing-balance formula. It is not an offer of credit. Your rate, term and repayments are confirmed by a Loans Officer and subject to SPCCU terms and conditions.
How to apply
- Check the requirementsReview the terms and the list of required documents on this page.
- Gather your documentsBring originals. A Loans Officer will tell you if anything else is needed for your situation.
- Speak with a Loans OfficerVisit us in Brades, call, or email the Loans Department to begin your application.
Related products
All personal loansVehicle Loan
This loan allows you to borrow money to purchase a new or used vehicle.
Up to$150,000Travel & Vacation
Need a vacation? These loans help finance travel and vacation expenses.
Up to$20,000Health & Medical Loan
This loan is used for paying off medical expenses.
Up to$200,000Student Loan
Complete your tertiary education! For people who are aspiring to go to university.
Up to$150,000