Insurance

The Family Critical Illness Plan

Financial protection for you and your family in the event of a critical illness.

People covered
Up to 6you and five family members
Illnesses covered
6specified illnesses
Medical exam
Not required
Waiting period
6 months

Overview

The Family Critical Illness Plan (FCIP) is a plan designed to provide financial protection for you and your family in the event that you or any one of your covered family members becomes diagnosed with one of the six specified illnesses.

Who is this for?

Members and eligible family members up to age 59; children may be enrolled prior to age 26.

Illnesses covered

  • Cancer
  • Heart attack
  • Stroke
  • Paralysis
  • Major burns
  • Coma

Your benefits

  • You and any eligible member may enroll for coverage under the Family Critical Illness Plan up to age 59, including the day prior to 60th birthday; children may be enrolled prior to age 26
  • Permanently disabled children are covered up to age 75 once enrolled before age 26. Proof of disability is required upon enrollment
  • No medical examination is required
  • Receive benefits for your specified critical illness claims after a brief waiting period of six months
  • This plan is flexible and allows you to select coverage that is right for you and your family

Documents required for enrolment

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Tick each document as you gather it. Your ticks are saved on this device only.

How to enroll

  1. Choose your coverDecide which plan suits you and who in your family will be covered.
  2. Complete the enrollment formGather the documents listed on this page for each insured person.
  3. Submit with your first premiumBring the form, documents and your first month’s premium to the credit union.

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