Overview
The SPCCU Certificate of Deposit, also called a CD, is a type of savings certificate that allows members to invest funds for a minimum term of one year at a fixed interest rate.
These are very beneficial for members, especially for those who want non-risky methods of investment with guaranteed returns. For the elderly, or youth wanting to set money aside, a certificate of deposit is an excellent investment alternative.
Who is this for?
Members who want guaranteed returns and can commit funds for a year or more.
Features and terms
- Fixed interest rate for the term
- Minimum term of one year
- Guaranteed returns
Good to know
Rates shown apply to all new and renewed Certificates of Deposit effective October 7, 2026. This change does not apply to regular savings accounts, which remain at 2%.
How to get started
Become a memberIf you are not yet a member, download the membership forms and bring them in with your supporting documents.
Visit us in BradesGet face-to-face assistance from one of our representatives.
Start using your accountWe will confirm the details and set everything up with you.