Become a Member
Looking for a home for your banking needs? Join the credit union family and become an owner of your financial institution.
What it takes to join
- Open to
- Anyone
- Shares required to join
- 20 Permanent Shares
- Price per share
- $5.00
- Opened with your membership
- Primary Savings
Minimum balance EC$50
How to become a member
- Download and printThe application forms below that apply to you.
- Gather your supporting documentsUse the “Documents Required for Account Opening or Reactivation” checklist.
- Come in to the credit union in BradesBring the forms and documents for face-to-face assistance from one of our representatives.
Membership
Application forms for individual members.
| Individual Membership Application FormThe application to become a member. | Download PDF: Individual Membership Application Form | ||
|---|---|---|---|
| Declaration of Account ActivitySubmitted with your membership application. | Download PDF: Declaration of Account Activity | ||
| Documents Required for Account Opening or ReactivationChecklist of supporting documents to bring with you. | Download PDF: Documents Required for Account Opening or Reactivation | ||
| Membership CardSignature card completed when your account is opened. | Download PDF: Membership Card |
Questions about membership
What is the difference between a bank and a credit union?
A credit union is a not-for-profit, member-owned financial cooperative funded largely by voluntary member deposits. A bank is for-profit, owned by shareholders.
What is a share account at the credit union?
This is a required account at a credit union because it is what makes you a member of the credit union. Your savings account represents your share of the credit union, thus it is called a share account. Share accounts are liquid and meant for payments and everyday spending.
What are Permanent Shares?
Permanent shares increase the capital and strengthen your credit union, which allows it to undertake expansion and enhancement of services to members. To become or remain a member of the credit union you must have shares. Permanent shares cannot be withdrawn; they can only be transferred when the member gives up membership.