Personal loans

Home Repairs Loan

Remodel, repair and renovate your home or a rundown property.

Interest rate
As low as 5%per annum
Repayment period
Up to 25 years

Overview

These loans allow you to borrow money to remodel, repair and renovate your home or a rundown property.

Who is this for?

Homeowners planning repairs, extensions or renovations.

Required documents

0 of 6 ready

Tick each document as you gather it. Your ticks are saved on this device only. Subject to SPCCU Ltd terms and conditions; enquire at branch.

Estimate your repayment

Pre-filled with the published rate and longest repayment period for this loan.

Estimated monthly repayment—
Total repaid
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Total interest
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An estimate only, using a standard reducing-balance formula. It is not an offer of credit. Your rate, term and repayments are confirmed by a Loans Officer and subject to SPCCU terms and conditions.

How to apply

  1. Check the requirementsReview the terms and the list of required documents on this page.
  2. Gather your documentsBring originals. A Loans Officer will tell you if anything else is needed for your situation.
  3. Speak with a Loans OfficerVisit us in Brades, call, or email the Loans Department to begin your application.